Phone Plans

Cell Phone Plans For Your Family of Four: Making Sure Everyone is Covered

Sara Nuss
March 21, 2023

For a normal household, it seems that the typical amount of people in it is four: two parents  and two kids. This seems to be the standard for many families around the world, especially in the United States. Families of four love going on new adventures every day, and there is nothing that is stronger than your family bond.

One of the best ways to bond with your family is to consider getting them a cell phone plan so everyone is covered. Finding the best cell phone plan that will best suit what your family needs is crucial, and luckily there are many carriers that offer family plans for you and your loved ones.

It’s important to find the best family cell phone plan out there for you, so let’s look at some of the best plans available!

If you want to switch cell phone carriers, then consider looking into Really to help you with all of your phone services needs! At Really, you can compare phone plans to get more bang for your buck, and you can see what carriers and plans are in your area, sort by price, best value and more, and even click on the plan you wish to learn more about in an instant. 

Features Needed in a Family of Four Cell Phone Plan

Taking the time out to figure out what is needed for your cell phone plan for your family is crucial!

It can be difficult finding a cell phone plan that perfectly aligns with what your family needs in price and features. Image courtesy of Top Ten Reviews

It is important to note that a family cell phone plan can be great for many reasons, but one of them is that it helps to keep your family connected with one another. No matter how old your children are, or even your other relatives that are joining your plan, it can be difficult to find the best cell phone plan because of what everyone needs.

Getting a family cell phone plan shouldn’t be stressful, so here’s the best features to think about when getting one!

An Affordable Price

It’s a known fact that cell phone plans can be extremely expensive and trying to find one that will fit your budget is crucial. One of the most important features to get with any plan is finding one at an affordable price. Cell phone plans can be expensive, but most carriers offer deals on family plans by dropping the cost of each line that you add.

When it comes to choosing a cell phone carrier, one of the best kinds that you can choose are MVNOs, or mobile virtual network operators. These are carriers that don’t have their own network, but they instead use T-Mobile, Verizon Wireless, or AT&T’s. The only downfall is that you can suffer from deprioritization when using these due to the large companies catering to their own customers first before MVNO users. 

Each Line Chooses Their Own Plan

For many families, it’s important to choose a cell phone plan where everyone can choose their own features that they will need, but what does this mean? There are many cell phone plans out there that allow you to build your own family plan, where each member can choose how much data they need, along with any extra features.

For example, this feature is great if you need to give someone in your family more data than the other, or even if you want to teach your kids responsibility and give them a set data allotment so they don’t go over their monthly limit. No matter what type of plan each member of your family needs, they can almost always get what they’re looking for and choose what is best for themselves.

Unlimited Talk and Text

No matter who is on your family plan of four, it’s important to always get unlimited talk and text, especially if you have children. There is nothing more important than communication in a family and ensuring everyone is safe, and cell phones can contribute to this by keeping families more connected.

The unlimited talk and text feature is one that many families take advantage of because it not only can keep all of your loved ones protected and in touch if emergency situations arise, but it is offered on most plans. The day and age where you had to pay for minutes is in the past, so why not get a cell phone plan that has unlimited talk and text to keep in contact with everyone in your family no matter where they are?

Set Data Allotment or Unlimited Data 

One of the best features to come from cell phones is being able to take advantage of using data—whether you’re watching high-definition videos on-the-go, scrolling through social media, or even doing something as checking your email. Data can keep your family preoccupied if you are away from home, and it can even bring families together as well.

If you have your children on your cell phone plan, you can adjust each line to give your child a set amount of data that they can use every month. This is great to teach them to be conservative when it comes to using their data monthly, or this can be great for someone who doesn’t need to waste their money on unlimited data on their line. 

Entertainment Perks

While this isn’t a necessary feature that is needed in family plans, one of the best ways to keep your family entertained and also save money is to get a cell phone that features perks on streaming services. Whether it’s an introductory offer of a streaming service for six months free, or the cost of the plan is included in your cell phone plan, it can be a great thing to bring families together.

There are a ton of cell phone carriers that feature entertainment perks on their cell phone plans that can range from Disney+, Netflix, Hulu, ESPN+, HBO Max, or even music streaming services as well. Watching movies or listening to music as a family is a great way to bond with one another, so this may be a great perk to get for a little extra money. 

The Best Cell Phone Plans for a Family of Four

Trying to find the best cell phone plan for your family can be difficult, but here are some of the best ones to check out!

A cell phone plan for your family of four can be difficult to find, especially considering the price and what carrier you want to go through. Image courtesy of eTopUpOnline

It can be hard to find a cell phone plan that fits exactly what your family needs for the four of you. With so many carriers to choose from you’ll have to decide on a plan, find a price in your budget, and include the features you need, making sure that your family has what they need.

Let’s check out some of the best cell phone plans for families of four to take advantage of right away!

T-Mobile Magenta

If you are looking to get a cell phone plan through a big carrier, one of the best ones that you can choose is T-Mobile. Offering some of the best 5G coverage in the country, you can take advantage of fast speeds and exceptional service no matter where you’re at, especially with the Magenta plans.

T-Mobile includes a ton of great features on their cell phone plans, especially on the Magenta plans that include:

  • Unlimited talk, text, and data
  • Truly unlimited 5G data on all plans
  • International calling to Canada and Mexico
  • Up to 40GB of a mobile hotspot
  • Nationwide 4G LTE and/or 5G high-speed data
  • Taxes and fees included in monthly price
  • Exceptional customer service
  • Bring your own cell phone and number
  • Entertainment perks
  • Scam shield to protect you against scammers
  • T-Mobile Tuesdays for exclusive perks
  • Travel benefits

One of the best parts about T-Mobile’s Magenta plans are that they offer one plan exclusively for four-person families such as:

  • Essentials Plan - $60 per month for four-lines for unlimited talk, text, data and mobile hotspot
  • Essentials Four Line Plan - $100 per month for up to six-lines for unlimited talk, text, data and mobile hotspot
  • Magenta Plan  - $70 per month for four-lines for unlimited talk, text, data, mobile hotspot and 100GB of premium data
  • Magenta MAX Plan - $85 per month for four-lines for unlimited talk, text, data, 40GB of premium high-speed mobile hotspot, 100GB of premium data, and Netflix


A cell phone carrier that is great for saving money, plus getting some of the best and fastest 5G data in the states is through Visible. This MVNO is owned by Verizon Wireless, so you can take advantage of their great service and coverage through easy-to-understand plans at fantastic prices.

There are a bunch of noteworthy features that are important to mention in a Visible cell phone plan:

  • Unlimited talk, text, and data
  • 4G LTE or 5G nationwide coverage
  • Unlimited mobile hotspot
  • Spam protection
  • Unlimited talk and text to Mexico and Canada
  • 5G ultra wideband on their most expensive plan
  • Unlimited roaming in Mexico and Canada on most expensive plan
  • International calling and texting to 30+ countries
  • International texting to 200+ countries
  • 24/7 access to customer service
  • Add a smartwatch for and extra $5 per month
  • No hidden fees 

With only two plans to select for a cell phone plan through Visible, it’s easier to narrow down your decision:

  • Visible Plan - $30 per month for unlimited talk, text, data, mobile hotspot, and 4G LTE and 5G nationwide coverage
  • Visible+ Plan - $45 per month for unlimited talk, text, data, mobile hotspot, 4G LTE and 5G nationwide coverage, 5G ultra wideband, and premium network experience

Ting Mobile

If you wish to get a cell phone plan that doesn’t include unlimited data options, so you can save money for you and your family, then one of the best plans to get is through Ting Mobile. Using T-Mobile’s fast network coverage, you can take advantage of super affordable plans with a set amount of data each month, instead of overpaying for an unlimited one.

One of the best things about getting a Ting Mobile plan are  the many features that they offer:

  • Unlimited talk and text on all plans
  • Set data allotment plans
  • T-Mobile’s fast network service and coverage
  • All plans except the Flex plan include an allowance of 4G LTE and 5G data
  • Once data cap is reached, high-speed data will slow down to 2GB for the remainder of the billing cycle
  • No hidden or extra fees
  • Mobile hotspot on all plans
  • No data overage charges
  • 2G data speeds after exceeding data allotment

Ting Mobile offers a few different options when it comes down Ting Mobile set allotment data plans that can range from:

  • Flex Plan - $10 per month plus $5 per shared GB
  • Set 5 Plan - $25 per month for 5GB of data
  • Set 12 Plan - $35 per month for 12GB of data
  • Unlimited Plan - $45 per month for 22GB of data
  • Ollo Unlimited Prob - $55 per month for 35GB of data

Mint Mobile

One of the best MVNOs that are perfect for families that you will want to get your hands on immediately is through Mint Mobile. Actor Ryan Reynolds has made it his mission to make sure that every person, whether it an individual cell phone plan, or a family one, can afford their plan and get all the features they need too.

Mint Mobile has a bunch of notable features that are included in all of their plans:

  • Unlimited talk and text
  • Set data allotment plans or unlimited plans offered
  • Three-month, six-month, or year-long plans available
  • T-Mobile’s nationwide 5G coverage
  • High-speed 5G data 
  • Free calling to Mexico and Canada
  • Free 3-in-1 SIM card included when you sign up
  • Free mobile hotspot included in all plans
  • Wi-Fi calling and texting
  • Keep your current phone or buy a new one
  • Keep your current phone number or get a new one
  • Keep your contacts, photos, and apps when you switch plans
  • Mint Mobile app available to make payments and more

There are four main plans to choose from where you can have them from three months, six months, or a full year:

  • $15 per month for unlimited talk, text, and 4GB of data
  • $20 per month for unlimited talk, text, and 10GB of data
  • $25 per month for unlimited talk, text, and 15GB of data
  • $30 per month for unlimited talk, text, and data

US Mobile

Sometimes trying to find one of the most affordable cell phone plans can seem like a chore, but it shouldn’t be like that when you’re signing up through US Mobile. There are a bunch of features that come with a US Mobile plan, and they’re one of the most affordable MVNOs around.

If you are considering a US Mobile cell phone plan, one of the best things that you can do is look through their features:

  • Uses Verizon Wireless or T-Mobile’s 5G nationwide coverage
  • Unlimited talk and text plans
  • Set data allotment plans and unlimited data plans available
  • Free SIM card with phone purchase
  • 30-day risk-free trial
  • Mobile hotspot available on most plans
  • 24/7 customer service available
  • Entertainment perks 

For a US Mobile plan, there are a numerous amounts of plans that are offered, but a few stuck out that make the perfect family of four plan:

  • $10 per line per month for unlimited talk, text, and 5GB of data
  • $15 per line per month for unlimited talk, text, and 15GB of data
  • $20 per line per month for for unlimited talk, text, and 25GB of data
  • $35 per line per month for unlimited talk, text, and data
  • $45 per line per month for unlimited talk, text, and high-speed 5G data

Finding the best cell phone plan can prove to be a challenge at times, especially for your family of four, but there are plenty of plans out there that provide everything that you’ll need. 

Consider looking through these best family of four plans and get the best one for your unique family today!

Sara Nuss
Sara Nuss is a journalist from Pittsburgh, PA that specializes in wireless, dewi, phone plan advice & blockchain.